Civil Fraud and RICO

The civil litigation attorneys at Bochetto & Lentz can help explain the two different kinds of fraud:  civil and criminal. In cases of criminal fraud, the perpetrator intends to commit a crime against the victim. When civil fraud is perpetrated it means that someone has been misled and cheated, but there are remedies under the law that are designed to protect people from fraud. These remedies are not only designed to return anything that has been stolen from you or enable the victim to be released from a contract, but will also cover your legal fees.  American businesses lose an estimated 7% of their revenues each year to fraud, with the Association of Certified Fraud Examiners indicating that annual fraud revenues total almost one trillion dollars. When you have been the victim of civil fraud, the experienced Philadelphia law firm of Bochetto & Lentz can help you to file a lawsuit to recover any damages that you have suffered and help you to be made whole again.  We have several former government prosecutor on staff to assist us in our Fraud Litigation.

In order to prove a charge of fraud it is important to be able to prove that a material fact has been misrepresented, that the person who perpetrated the fraud did so knowingly, that you relied on their misrepresentation and were injured as a result. The law firm of Bochetto & Lentz has experience in proving the particularity of each element of the fraud.

There are a number of different types of fraud that can be perpetrated on an unwitting victim, including those that are perpetrated over the mail, phone, or wire. The Internet has created additional opportunities for fraud. In fraud cases that are appropriate, Bochetto & Lentz have successfully used the civil Rico statute, winning penalties and even the reimbursement of counsel fees. RICO enables private parties to bring suit against an enterprise and file for damages that are triple the damages suffered.

Other common types of fraud include:

  • Securities fraud
  • Credit card fraud/Debit card fraud
  • Identity theft
  • Insurance fraud
  • Tax fraud
  • Bank fraud

Fraud that is perpetrated against individuals often have commonalities that can act as warning signs, including requests for money to be sent immediately or a request for personal information that can be utilized to access your personal bank accounts or records. In cases where civil fraud is targeted against a business the proof may lie in phone numbers and addresses that cannot be confirmed, phony references and testimonials.

When civil fraud is proven the penalties are generally geared towards restitution, which means restoring money to the person who has been defrauded. In some cases punitive damages may be recovered as punishment, depending upon the exact circumstances and severity of the fraud. If you feel that you or your company have been the victim of civil fraud, or if you have been accused of committing civil fraud, the experienced law firm of Bochetto & Lentz can provide you with knowledgeable representation.